Chase Sapphire Preferred benefits include a rich sign-up bonus and flexible point redemption, as well as multiple travel transfer partners. If you spend $300 a year on travel – which Chase loosely defines as all airline, hotel, parking, Uber/Lyft, and taxi purchases – then your $550 annual fee on the Chase Sapphire Reserve is reduced down to $250. The better card for you will depend on how your spending. 49%. In fact, right now, new applicants for the Chase Sapphire Preferred Card can earn a bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Annual Fee: $550. It provides many of the same kinds of travel benefits as the Sapphire Reserve (albeit with a higher annual fee). The bottom line. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. That’s just changed as the first Chase Sapphire Terrace debuted on March 20, 2023, at Austin–Bergstrom International Airport (AUS) in Texas. Chase Freedom offers 5% bonus categories that change every quarter. P. Simply Put: The Chase Sapphire Preferred Credit Card is the swiss army knife of rewards cards offering first-time users a 60,000 point sign-up bonus. The Chase Sapphire Preferred currently has a bonus offer of 80,000 Chase Ultimate Rewards points after spending $4,000 in the first three months from account opening. Morgan Reserve) in statement credits, your payment method on file will continue to be auto-billed each month at Peloton’s then current regular monthly membership price, unless you cancel before the end of the relevant membership term. I Wouldn't Maximize the Sapphire Reserve's Lounge Benefits. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Here's what you should. While not as lucrative, the Chase Sapphire Reserve currently comes with 60,000 bonus points after you spend $4,000 on. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. Cardholders gain access to 2x points on travel and dining purchases, multiple airline and hotel partners, and zero foreign transaction fees. hospitality, and personal finance, we deliver the day’s essential content with none of the filler — all in a way that’s fast, easy, and fun to read. CHRIS DONG/THE POINTS GUY. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Select to Pay Yourself Back with your Ultimate Rewards points. That's $750 when you redeem. It provides many of the same kinds of travel benefits as the Sapphire Reserve (albeit with a higher annual fee). I don't see anything wrong with this credit card at all. $ 25. Updated Thu, May 25 2023. You’ll enjoy these benefits: Up to $3,000 per person per trip in lost luggage reimbursement. Chase cardholders receive exclusive benefits at Radio City Music Hall, including 20% of concessions and access to Chase Preferred Seating. This collection includes more than 1,000 luxury. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Chase Sapphire Lounges are Chase’s network of airport lounge offerings in partnership with The Club, and offer amenities like bar and dining service, showers, rest and wellness areas, business lounges,. The Chase Sapphire Preferred® Card earns Chase Ultimate Rewards® points which gives you extra flexibility to redeem rewards. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. How to upgrade from Chase Sapphire Preferred to Reserve. OR ANY OF ITS AFFILIATES. With a value of 2. JPMorgan Chase Bank, N. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Chase Sapphire Reserve provides the same coverage dollar amount, but its insurance kicks in after just six hours, applying to a larger group of delayed travelers. 62 points for. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. Once enrolled in DashPass, you can start enjoying these benefits when placing orders through the DoorDash platform. I feel like the points per $1 on all other purchases should be at 1. NOT FDIC INSURED. However, if you have the Sapphire Reserve, you can transfer the points. Chase Experiences offers the. Getting started with the Chase travel portal. Location. Apply Now Learn more. Rewards winner. First, visit the Ultimate Rewards travel portal and log into your Chase account. First, you earn up to 10 Ultimate Rewards points per $1 on purchases: . Gopuff is a rapid delivery service that provides essentials like snacks, drinks, cleaning supplies, and personal care items. Follow signage and traffic control to Lot V. . This card includes additional perks, like a PreCheck or Global Entry. empty checkbox Compare the Chase Sapphire Reserve Credit Card. Both Chase and Amex offer several different redemption opportunities for their points. Emergency medical and dental benefit. Chase Ultimate Rewards ® are. 3. 21. 2. Click one of the following two links located towards the upper right corner of your account screen. Chase Sapphire Reserve vs. It depends! Most Chase Sapphire Preferred cardholders have a credit score of 720 or better. Ultimate Rewards points are worth at least 25% more when redeemed directly for travel, but you can also transfer to partners like Hyatt and United for even more value. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. iStock. 4 grams and has a smaller $95 annual fee. For mid-tier travel credit cards, both the Chase Sapphire Preferred and Citi Premier feature useful travel perks. 49% Variable based on your creditworthiness and other factors: 22. The 10,000 points you save by having the Chase Sapphire Preferred are worth more than the card's annual fee. WILMINGTON, Del. Here's our breakdown on Chase points value based on redemption: Redemption options. Chase briefly offered a sign-up bonus of 100,000 points in June. Chase Freedom Flex℠: Offers high cash back rewards on a quarterly rotating bonus category roster of merchants. Our goal remains to build dynamic relationships between our associates and our customers to create loyalty. Interest. to 6 p. $ 0. DashPass provides benefits such as waived delivery fees and reduced service fees on eligible orders. The Chase Sapphire Reserve® is a great credit card for those who travel often, as it offers luxury travel perks such as airport lounge access. 24%. 6 free months with Sapphire® and Sapphire Preferred. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. Intro 0% APR. NEW Chase Sapphire Preferred Benefits (starting August 16):. Bonus travel rewards and high-end perks: Chase Sapphire Reserve® Luxury perks: The Platinum Card® from American Express Business travelers: Ink Business Preferred® Credit Card1. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Preferred ranges from 21. Chase Sapphire Preferred - Refer-A-Friend - Chase. A. 05 cents apiece for Chase Ultimate Rewards points (according to TPG valuations), the current 60,000-point bonus on the Sapphire Reserve is worth $1,230. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. Chase Sapphire Preferred. 1. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Preferred ranges from 21. Cardholders pay no foreign transaction fee but a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. NOT FDIC INSURED. You can transfer points to these programs at a 1:1 rate. 95. The more-premium Chase Sapphire Reserve Card offers the same welcome bonus but has an annual fee of $550. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. com. 3x points on dining, including eligible delivery services, takeout and dining out. The Chase Sapphire Preferred 80k bonus will end on May 25, 2023, by 9 a. Edited by: Jessica Merritt. The Chase Sapphire Hospitality Chalet will welcome Sapphire Reserve cardmembers who purchased a specific ticket option available through Chase Ultimate. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. Lyft and Chase are teaming up to offer Chase Sapphire Reserve cardmembers a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. This means 10,000 Ultimate Rewards Points can be worth anywhere from $100 to $200 depending on how you redeem them and based on which Chase credit cards you own. Image Credit: LoungeBuddy. Annual fee: $95. Today we'll take a look at Chase's response, the Sapphire Lounge concept, including where you can find them and how to get in. If you want to add an authorized user to your Sapphire Reserve account, expect to pay an additional $75. $995 ($295 for each Authorized User added to the account) Excellent. 0 / 5. In addition to the new SBE benefits, cardholders enjoy an annual travel credit as well as a. If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex℠and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. 1%) None: The information for the Amex Green has been collected independently by The Points Guy. The Sapphire Preferred is a travel rewards card with a $95 annual fee, whereas the Freedom Unlimited is a cash back rewards card with no annual fee. The Chase Sapphire Preferred gives 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases, and 1X points per $1 on all other eligible purchases. NOT A DEPOSIT. Every. It’s often recommended as a desirable first travel rewards card because it serves as a solid foundation for earning flexible travel rewards, offers redemptions that provide good value, and hosts a long list of benefits. Earning at least $750 in free travel from your first sign up bonus is a great way to get started in the points and miles game. It'd be nice to see some or all of the exclusive and improved benefits from the Reserve card added to the Preferred card. 10% point bonus each year. 0125 each, which can add up to significant savings. The Chase Sapphire Preferred card charges a modest annual fee of $95 while the Bank of America Travel Rewards card has a $0 annual fee. The Chase Sapphire Preferred is offering up to 100,000 points after you spend $4,000 on purchases in the first three months of account opening. 5 points per dollar on Lyft through March 2025. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. The card’s strengths include its ability to earn valuable Chase Ultimate Rewards Points on every purchase, the variety of redemption options it offers, and even its shopping benefits. The Chase Sapphire Preferred ® Card is a solid choice for your first travel rewards credit card. m. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. To access the space, you’ll need your government ID, boarding pass and Sapphire Reserve card. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. The Chase Sapphire Preferred is currently offering 60,000 Chase Ultimate Rewards® points after spending $4,000 on purchases within the first three months from account opening. That works out to roughly $250 per person — and if you book far enough in advance, that shouldn't be. The Sapphire Preferred Card has a minimum $5,000 credit line. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. The Chase Freedom Unlimited® offers a compelling combination of valuable rewards, flexible redemption options, a lengthy 0% introductory APR period and. Chase Sapphire Preferred is worth its $95 annual fee for people with a 700 + credit score who like to travel, don’t mind booking at least one trip through Chase, and plan to charge more than $1,334 per month. Both. 49% and runs up to 29. In order to get Chase Sapphire Preferred, you will have. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Both cards will earn more points in certain categories and will add travel perks. The ability to redeem Chase points at 1. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. ”. Select Chase Sapphire Preferred Credit Card from the list if you have multiple Chase Ultimate Rewards (UR) earning cards. 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car. 25 cents per point. The Chase Sapphire Preferred® Card is a popular introduction into the world of travel rewards credit cards. With the Sapphire Preferred, your Chase points are worth 1. The Chase Sapphire Preferred’s welcome bonus, on the other hand, is worth $750 when you book travel through the Chase Ultimate Rewards portal. Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. That’s a solid bonus with a reasonable spending requirement. 49% to 28. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. Primary cardmembers and authorized users are allowed a maximum of 2. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. 25 cents per point. 15 Transportation provided to and from hotel and golf course PGA CHAMPIONSHIP: FRIDAY–MONDAY CHALET PACKAGE The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards. Approval Factors for Chase Sapphire Preferred. The Chase Sapphire Hospitality Chalet will welcome Sapphire Reserve cardmembers who purchased a specific ticket option available through Chase Ultimate Rewards. Hoping to use your Chase Ultimate Rewards points to reserve a hotel room? Here's a look at the best ways to redeem Chase points for hotel stays with Hyatt, Marriott. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. The Luxury Card™ Mastercard® Gold Card™ is the high-end member of the Luxury Card trio. There’s a $95 annual fee for the Chase Sapphire Preferred Card. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Chase Sapphire Preferred annual benefits. If you've booked your trip with the Chase Sapphire Preferred, don't fret. Offer ends Mar. Access your. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. Yet travelers still have plenty of questions about this card. WILMINGTON, DE, Aug 10, 2021 Today, Chase announces new benefits that will be added to the Sapphire Preferred and Reserve credit cards. Otherwise, maximize your purchase by paying with a card that earns bonus points on travel such as the Chase Sapphire Preferred Card (2x) or Chase Sapphire Reserve. 25 cents each when booking award travel. Terms & restrictions apply. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. Chase Experiences offers the best credit card rewards for cardmembers. At a glance Premium dining & travel rewards Earn 5x total points on travel purchased through Chase Ultimate Rewards ®, excluding hotel purchases that qualify for the $50. The bottom line: You can earn a free hotel stay or cut your costs. For Chase Sapphire Preferred cardholders, the covered loss of life benefit amount in the case of a common carrier. after you spend $4,000 on purchases in the first 3 months from account opening. Earn 2% on select card purchases and 1% on all other card purchases. $100 per day for up to 5 days in delayed luggage reimbursement for baggage delays over 6 hours. 49%. However, the Chase Sapphire Preferred features a greater collection of travel. The Best & Iconic Premium Rewards Credit Card. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Being frank, learning to maximize your Chase Ultimate Rewards points with transfer partners such as Hyatt. NOT FDIC INSURED. You must redeem 60,000 points to book $750 in award travel. Add your card to Apple Pay®, Google Pay™ or Samsung Pay and start making purchases before your card arrives in the mail. They both have a $95 annual fee and good welcome bonuses, but the reward. The exception is the Chase Sapphire Reserve®, which only requires a six-hour or more delay to use your coverage. You can currently earn at least 60,000 Chase Ultimate Rewards points, after spending $4,000 in the first. When redeemed for travel through the Ultimate Rewards portal, each point earned by the Chase Sapphire Preferred® Card is worth 1. Eclaims Line Website . 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. WILMINGTON, Del. A free. Travel accident insurance extends to the cardholder and immediate family members. The card’s strength also lies in providing rewards in. The Chase Sapphire Preferred is designed for frequent and casual travelers. Chase Sapphireの概要. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Though both cards offer similar welcome bonuses, they aren’t identical. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. Every point earned is normally worth 1 cent for both Citi Premier and card_name. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. With this generous offer. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. 60,000 Ultimate Rewards points after you spend $4,000 within three months. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. Plus, it offers a solid welcome bonus of 60,000 points after spending $4,000. The Chase Sapphire Preferred is a great option for those who are new to travel rewards or prefer a lower annual fee. Luxury Home. The Chase Sapphire Preferred currently sports a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. Both. 49% to 28. As an eligible Chase cardmember, get a room upgrade (if available at check-in), $100 property credit, daily breakfast for 2 and more. » Learn more: Chase Sapphire Reserve review: A first-class premium travel cardThe Chase Sapphire Preferred® Card is one of the best travel credit cards as you have bountiful rewards at a reasonable $95 annual fee. Monthly Service Fee with a balance of $75,000* on each statement period. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market – it's undoubtedly our favorite card for beginners, period. Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000 total points through. You can earn a whopping 100,000 Chase Ultimate Rewards points after. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. Additionally, it offers flexible point redemption options, no foreign. The Chase Sapphire Reserve Card has an annual fee of $550 — that’s pretty high when compared to its sister card, the Chase Sapphire Preferred ® Card, with an annual fee of $95. Chase Sapphire Preferred - Refer-A-Friend - Chase. ANNUAL FEE. 21. Earn 60,000 bonus points. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. The Bilt Mastercard is a solid no-annual-fee alternative to the Sapphire Preferred. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. When you pay for travel with the Sapphire Preferred, you'll earn 2 points for every dollar spent, even on expenses such as tolls and monthly parking. Sleep, offers 25% off room rates at all five of its hotels this year with travel dates available for the next year. It earns points at the following rates: 5 points per dollar on Lyft (through March 2025)For Chase Sapphire Reserve, you can also call 888-675-1461. Rewards Program Agreement. Signup bonus: You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Chase also has a partnership with culinary reservation platform Tock, which gives those with cards including the Chase Sapphire Reserve and Ink Business Preferred Credit Card the ability to book VIP culinary events (alongside standard reservations) through the Ultimate Rewards section in the Chase mobile app. The more-premium Chase Sapphire Reserve Card offers the same welcome bonus but has an annual fee of $550. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. With the *chase sapphire preferred* you earn 2x Chase Ultimate Rewards points on all travel purchases – including hotels booked through this partnership. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The card also allows you to receive 1 cent in value when redeeming points for a. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. That leaves the Sapphire Preferred with a positive value of $710 in year 1. Then, select your Chase Sapphire Preferred card. Because of the value of. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. 3. In contrast, the Chase Sapphire Preferred® Card has an annual fee of $95. $550 annual fee †; $75 for each authorized user †. Chase Sapphire Preferred Card: Best for beginners. Capital One Venture vs. Restaurants include HUSO in. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. Gopuff credit. Rather than having each individual person in your family apply for the card (and each pay for their. That’s a solid bonus with a reasonable spending requirement. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). OR ANY OF ITS AFFILIATES. TPG values the 60,000 point bonus at $1,200, but that is based on maximizing the points with Chase's hotel and airline transfer partners. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. A. Additionally, it offers flexible point redemption options, no foreign. Featured property: The Soho Hotel, London, England. Chase Sapphire Preferred Card overview. Chase Sapphire Preferred - Refer-A-Friend - Chase. But if you've already listened to us and gotten the Chase Sapphire Preferred, your next card decision might seem more daunting. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. The biggest difference between these credit cards is the annual fee, which goes from $95 for the Chase Sapphire Preferred to $250 for the American Express Gold. Sapphire Reserve: Rewards and bonuses. In This Article. You also need to be under Chase’s 5/24 rule. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. Membership gives you access to over 1,300 lounges in more than 500 cities worldwide. The Chase Sapphire Preferred currently features an offer of 60,000 points after spending $4,000 on purchases within the first three months of account opening. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. When you make a purchase at the PGA Shops presented by Chase Sapphire, show your Reserve or Preferred card and get complimentary shipping or bag check to store your purchase. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. Actual Cash Value – the amount a Rental Vehicle is determined to be . 1X on fee-free rent payments (up to 100,000 per calendar year)The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. The Chase Sapphire Preferred card offers more statement credits, including those for Instacart+ and Gopuff, which can help offset the annual fee. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. worldwide. The partnership between sbe and Chase means Chase Sapphire Reserve® cardmembers now get the following benefits at participating locations: A free fourth night with every four straight nights. Why you want it: This is a fantastic all-around travel credit card. Chase Sapphire Preferred Card. Based on TPG's valuations, this equals a 4% return on spending. 3. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. The card_name provides more rewards categories and a well-rounded list of 1:1 transfer partners and additional travel benefits. In this area, the Chase Freedom Unlimited shines. 60,000 point welcome offer with a 1. That's higher than any public promotion this card has ever extended before. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are getting great new benefits. Chase Sapphire Preferred - Refer-A-Friend - Chase. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. New Sapphire Reserve cardmembers can currently earn 60,000 bonus points after spending. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Guide to Chase Luxury Hotel & Resort Collection. Yes and no. Before diving into each card’s attributes, let’s start with a high-level overview comparison of the Chase Sapphire Preferred card and the Amex Gold card. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. 60,000 Ultimate. The Chase Sapphire Preferred perks offset the annual fee, and it ($95 a year) has a 25% travel redemption bonus that makes each point worth 1. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. As of this story's publication time, you can earn 100,000 Ultimate Rewards points after spending $4,000 within the first three months by applying for the Chase Sapphire Preferred. However, that’s mainly just because of the 5/24 rule, and that Chase anecdotally seems to prefer customers with established credit. While the card doesn’t exactly match the Sapphire Preferred’s category bonuses, it does earn: 3X points on dining. So, $95 - $50 -. Ink Business Preferred Credit Card: Best for small business owners. Transfer points to travel partners effectively increases point value to more than $0. 25 cent cash out option via Pay Yourself Back. It has no annual fee. The Chase Sapphire Reserve has a “sticker” annual fee of $550, while the Chase Sapphire Preferred has a $95 annual fee.